General Payment Industry Concepts

What are the key players in the payments industry and what is their role?
The customer is the one who receives the card from the issuer. They initiate the transactions by purchasing goods or services from the merchants.  The...
Fri, 2 Mar, 2018 at 5:39 PM
What are interchange ++ fees?
The interchange fee is paid by the merchant to the acquirer for processing transactions. The pricing for this fee can be either following the interchange ++...
Fri, 19 Jul, 2019 at 3:53 PM
What are blended rates?
The blended rates are a pricing model for the interchange fees charged by the acquirers for processing transactions on behalf of the merchants.  Unlike ...
Mon, 22 Jan, 2018 at 1:18 PM
What is DCC?
Dynamic Currency Conversion (DCC) is a process where the amount of a Visa/MasterCard transaction is automatically converted into the currency of the payment...
Mon, 22 Jan, 2018 at 1:18 PM
What is multi-currency pricing?
Multi-currency pricing is a process whereby the customer can choose from a menu the currency of the transaction. The customer is presented with the price of...
Mon, 22 Jan, 2018 at 11:16 AM
What is payment optimisation and routing?
Payment optimisation is an essential aspect of payment processing for all merchants seeking to create value by reducing the payment processing costs and inc...
Mon, 22 Jan, 2018 at 1:24 PM