The APEXX API supports the following basic fraud checks:
- Transmission of CVV in the payment request
- Transmission of address data in the payment request
- Indication of 3D Secure preference
In addition to the CVV, AVS and 3D checks performed by the card issuer, most acquirer connections will provide further options for fraud prevention measures. For example, merchants can define rule sets that trigger specific actions when a transaction meets certain criteria. Typically, such rule sets are used to enforce a maximum transaction amount, alert the merchant to purchases carried out at unusual intervals, or to block cards from certain countries of issue.
Your Implementation Consultant will advise you in detail on the fraud checking options available to you.