Transaction Processing
The lifecycle of a card transaction begins when the cardholder clicks Pay on the merchant website, or when a subscription payment becomes due and is trigger...
Tue, 5 Jan, 2021 at 3:44 PM
APEXX returns transaction status codes in transaction responses. You may also see these transaction status codes in reports and dashboards on the merchant p...
Fri, 25 Nov, 2022 at 11:28 AM
Card payouts (unlinked refunds) are referred to as Original Credit Transactions (OCTs) by Visa and as Payment Transactions (PTs) by Mastercard. A card ...
Wed, 8 Jan, 2020 at 3:28 PM
Chargebacks are a consumer protection mechanism that enables customers to dispute items charged to their account or payment card. They usually occur when a ...
Tue, 5 Jan, 2021 at 3:49 PM
PURPOSE This article describes how to process merchant-initiated transactions with and without tokenisation through APEXX. CAUSE Merchants offering su...
Fri, 22 Oct, 2021 at 12:50 PM
The APEXX API supports the following basic fraud checks: Transmission of CVV in the payment request Transmission of address data in the payment reques...
Tue, 5 Jan, 2021 at 3:49 PM
If you have taken a preauthorisation and do not wish to settle the transaction (for example, because the item the customer ordered has become unavailable), ...
Thu, 27 Jan, 2022 at 6:38 PM
The APEXX API notifies of transaction outcomes through API responses and through webhooks. 1. API Responses API responses are synchronous messages, whi...
Tue, 5 Jan, 2021 at 3:50 PM
How transactions in foreign currencies are settled depends on the agreement a merchant has with their acquiring bank. Payments may be settled in the sam...
Tue, 5 Jan, 2021 at 3:51 PM
Once a customer has initiated a payment request, the transaction will pass through several systems - the merchant's own application, APEXX, the acquirin...
Wed, 21 May, 2025 at 2:59 PM