Transaction Processing

What does the payment card transaction lifecycle look like?
The lifecycle of a card transaction begins when the cardholder clicks Pay on the merchant website, or when a subscription payment becomes due and is trigger...
Tue, 5 Jan, 2021 at 3:44 PM
What do the different transaction statuses mean?
APEXX returns transaction status codes in transaction responses. You may also see these transaction status codes in reports and dashboards on the merchant p...
Fri, 25 Nov, 2022 at 11:28 AM
How do I process payouts (unlinked refunds)?
Card payouts (unlinked refunds) are referred to as Original Credit Transactions (OCTs) by Visa and as Payment Transactions (PTs) by Mastercard.  A card ...
Wed, 8 Jan, 2020 at 3:28 PM
How does APEXX track chargebacks?
Chargebacks are a consumer protection mechanism that enables customers to dispute items charged to their account or payment card. They usually occur when a ...
Tue, 5 Jan, 2021 at 3:49 PM
How do I process recurring (merchant-initiated/MIT) transactions?
PURPOSE This article describes how to process merchant-initiated transactions with and without tokenisation through APEXX.   CAUSE Merchants offering su...
Fri, 22 Oct, 2021 at 12:50 PM
How do I activate fraud checks?
The APEXX API supports the following basic fraud checks: Transmission of CVV in the payment request Transmission of address data in the payment reques...
Tue, 5 Jan, 2021 at 3:49 PM
How can I release a preauthorisation in APEXX?
If you have taken a preauthorisation and do not wish to settle the transaction (for example, because the item the customer ordered has become unavailable), ...
Thu, 27 Jan, 2022 at 6:38 PM
How does APEXX notify merchants of transaction failures?
The APEXX API notifies of transaction outcomes through API responses and through webhooks. 1. API Responses API responses are synchronous messages, whi...
Tue, 5 Jan, 2021 at 3:50 PM
How are multi-currency transactions settled?
How transactions in foreign currencies are settled depends on the agreement a merchant has with their acquiring bank. Payments may be settled in the sam...
Tue, 5 Jan, 2021 at 3:51 PM
How can I track a transaction from initial request through to settlement?
Once a customer has initiated a payment request, the transaction will pass through several systems - the merchant's own application, APEXX, the acquirin...
Wed, 21 May, 2025 at 2:59 PM